A serious illness could set you back many thousands of dollars.
So how do you protect yourself from paying 20% of the cost of your
medical services out-of-pocket?
Medicare Advantage Plans are pay as you go, sometimes called "Part C" or "MA Plans," are an “all in one” alternative to Original Medicare.
These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Services) and
usually Medicare prescription drug (Part D).
Medicare Supplement Plans are pay in advance, cover all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings, but usually do not have a Plan D (Drug Plan) that you will be required to purchase separately.
Allow me to guide you in answering the questions:
What is a Medicare Advantage Plan?
What is a Medicare Supplement or MediGap Plan?
We feature Blue Cross Blue Shield of Florida (aka BCBS Florida) plans.
Individual, Family and Employer Group (Under 65 years of age)
Scenario #1 Traditional Health Insurance
We feature Florida Blue based on their provider network and variety of plans.
Scenario #2 Primary Care +/- Catastrophic Care
An Alternative to Traditional Insurance
Stand Alone Primary Care Policy
+
Member Healthcare Cost Sharing (Catastrophic care)
There are several organizations like Sedera Health, MediShare and Christian Healthcare Ministries to choose from.
Why Should I Contact This Agency for Insurance?
Good question!
If I were in your shoes, not in the habit of making decisions to purchase insurance on a daily basis,
I'd assume that there is no difference in agents.
Let's face it, insurance jargon can be very confusing. Government regulations and insurance products change frequently.
Knowing the ins and outs of the insurance business, through credentialing and experience will work to your advantage. Because there are so many different insurance companies claiming to provider the exact same coverage,
I promise to focus my attention in balancing the cost of premium with the benefits of your policy.
Call me with your questions, no matter if you are already a valued customer, a potential client or if you simply need expert advice.
There will never be a charge for our assistance or for a friendly, no-obligation chat.
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