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Nearly everybody is confused about their healthcare options - and rightly so.  You want the facts, not opinions.
 I'd be happy to evaluate your current coverage and present you with side-by side comparison of alternatives.

 Medicare Insurance (65 years of age or older) 

  • Medicare by itself (part A & B) has a:high deductible for hospital admission,
  • Pays 80% of eligible doctor costs, and 
  • Has a very limited prescription medication (drug) plan.

  • A serious illness could set you back many thousands of dollars.

    So how do you protect yourself from paying 20% of the cost of your

    medical services out-of-pocket?

    Medicare Advantage Plans are pay as you gosometimes called "Part C" or "MA Plans," are an “all in one” alternative to Original Medicare. 

    These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Services) and

    usually Medicare prescription drug (Part D).

    Medicare Supplement Plans are pay in advance, cover all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings, but usually do not have a Plan D (Drug Plan) that you will be required to purchase separately. 

    Allow me to guide you in answering the questions: 

    What is a Medicare Advantage Plan? 

    What is a Medicare Supplement or MediGap Plan?

    We feature Blue Cross Blue Shield of Florida (aka BCBS Florida) plans.


    Individual, Family and Employer Group (Under 65 years of age)

    Scenario #1 Traditional Health Insurance

    We feature Florida Blue based on their provider network and variety of plans.

    Scenario #2 Primary Care +/- Catastrophic Care

    An Alternative to Traditional Insurance

    Stand Alone Primary Care Policy

    More Information ....

    Member Healthcare Cost Sharing (Catastrophic care)

    Learn More ....

    There are several organizations like Sedera Health, MediShare and Christian Healthcare Ministries to choose from. 

    Why Should I Contact This Agency for Insurance? 

    Good question! 

    If I were in your shoes, not in the habit of making decisions to purchase insurance on a daily basis,

    I'd assume that there is no difference in agents. 

    Let's face it, insurance jargon can be very confusing. Government regulations and insurance products change frequently. 

    Knowing the ins and outs of the insurance business, through credentialing and experience will work to your advantage. Because there are so many different insurance companies claiming to provider the exact same coverage,

    I promise to focus my attention in balancing the cost of premium with the benefits of your policy. 

    Call me with your questions, no matter if you are already a valued customer, a potential client or if you simply need expert advice. 

    There will never be a charge for our assistance or for a friendly, no-obligation chat.






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    Office: 352.317.8992
    Cell: 352.317.8992
    Agency Hours:
    Weekdays: 8:00am - 5:00pm
    Weekends: By appointment