What is Long-Term Care Insurance?

LTC insurance is a way to reimburse an individual for covered expenses they may need with care at home or in a facility when they are unable to do some of these basic daily activities of daily living (ADLs): bathing, dressing, eating, continence, toileting and transferring.

Asset-based LTC products are about helping individuals prepare and provide protections they won’t get from other options.That way, if care is needed, they can pay for those services or care so loved ones don’t have to provide the care or change their lifestyle to provide care.

Why should you consider purchasing

Long Term Care Insurance? ..

Your family will always come first; you wouldn't want them to have to bear the financial burden of your last days. 

Today, many older Americans worry they’ll one day become a financial or emotional burden to the people they love most.

If you experience a health event and requires long-term care (LTC) -- and have not prepared for this need -- your family members could very likely become caregivers. No matter what your age, it's always good to have a plan as to how you intend to cover these costs. 

Your standard of living is important to you. Should you be taken ill or suffer mobility problems further down the road, we want you to lead the most comfortable life you possibly can. Long term care insurance makes this possible. 

We know about the `gray areas` that customers often wish to better understand. Please don't hesitate to call us with your questions, no matter whether you are a valued customer, a potential one, or if you simply need advice.

Craig Morrison

352.317.8992